Comments for Costa del Sol Property Blog

Comment on Selling Costa del Sol property in a slow market by Ronnie Hoevel

Ronnie Hoevel — Mon, 06 Sep 2010 05:52:28 +0000

I am looking to get rid of my RCI timeshare that I bought about 6 years ago. What kind of prices can I expect to get? I understand I will be taking a bath on the resale value, but can anyone with a similar experience tell me what they got? (in percentage terms if you don’t want to give dollar values)

Comment on International Xanit Hospital by Intensive Care Patient

Intensive Care Patient — Tue, 17 Aug 2010 00:51:56 +0000

I spent five days at Xanit, three of them in intensive care. The hospital is scrupulously clean, the facilities are state-of-the-art, and the doctors and surgeons are skilled. However, the nurses — especially those in intensive care — were uncaring and unprofessional. They performed tasks at their pleasure and ignored requests. They were discourteous and admonished patients if anything went wrong. Once I was covered in blood because a catheter had come out and when a nurse finally came to fix it, she told me that “it was my fault.” Another humiliated and yelled at me because I had difficulty negotiating the urinary bedpan. He couldn’t have been more than twenty years old and yet there he was, screaming at an elderly, professional man like he was a child. The nurses’ behavior did not contribute to my well-being.

Comment on Administrators produce first aifos report by ChRIS D

ChRIS D — Tue, 06 Jul 2010 14:25:28 +0000

Dear Sir,
I took Aifos to court and was awarded 95,000euro,I also awarded an enbargo on one of Aifos properties,dose anybody out there know where I stand with the administrators and how i can execute the court order

Chris Fuegirola

Comment on Going green by Russell Hascup

Russell Hascup — Wed, 23 Jun 2010 01:46:36 +0000

I really liked your blog article. Cool.

Comment on 10 Tips To Help Sell Your Spanish Property In A Crisis by Chara Radmacher

Chara Radmacher — Tue, 22 Jun 2010 23:43:59 +0000

Your blog is so informative ¡ keep up the good work!!!!

Comment on Bank repossessions in Spain by Barrie

Barrie — Tue, 25 May 2010 13:17:56 +0000

Hi Andrew,

Thank you for your reply, I do appreciate it.

My bank actually reviewed my exisiting mortgage last September and valued the house at €325,000.00. The same bank have valued the same house at €156,000, just short of 8 months later. I am unsure how they can justify such a de-valuation, especially when the house was valued last Sept in an already distressed environment.

Thanks

barrie

Comment on Bank repossessions in Spain by Andrew Belles

Andrew Belles — Tue, 25 May 2010 12:27:05 +0000

Hi Barrie,

first of all, sorry that you are in this situation, it must be very stressful.

If you follow through and hand back the keys on your Spanish property, and in this case there is negative equity, you will be chased for the remaining amount. Moving abroad will not protect you. Not only can they go after current assets, but also any future assets. Also please note they will go after you for the full costs of the repossession. Notary fees, costs if they cannot sell it, etc…. I am sorry to say it could come out higher than the initial 23k

The only suggestions I can offer are the following:

Approach other banks about switching your mortgage provider.

Contest the valuation. In this case it is in the interest of the bank to have a pessimistic evaluation. Maybe another valuation might come out more in your favour.

Hope this helps Barrie
EDIT: please see reply further below to clarify this post. Andrew

Comment on Bank repossessions in Spain by Barrie

Barrie — Mon, 24 May 2010 18:19:53 +0000

Hi All,

I am hoping some of you knowledgable people will be able to give me a little advice.

My house has just been assesed for Dacion en Pago and the valuation has come through 23k short, of which the bank have asked me to pay if I want it to go through with this option.
I dont have that money and have no way of obtaining 23k and the bank now say they will proceed with repossession. I am very worried about this. I am aware of the procedure of a repo by the bank, i dont however fully know the implications upon me. I do not have any assets in the UK and the only asset I have here is the house they are taking.
Can anyone tell me that if the repo goes through and i am in dept to the bank for 10’s of 1000’s, what can the bank do to get that money from me?? Especially when i dont have anything to give them?

I appreciate any advice anyone can give.

Thanks

Comment on Unsold new builds increase by 8.9% in 2009 by Emory Shearin

Emory Shearin — Tue, 18 May 2010 12:01:33 +0000

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Comment on Taking Aifos to Court by Un Cargill

Un Cargill — Thu, 13 May 2010 04:42:27 +0000

I was very pleased to find this site.I wanted to thank you for this great read!! I definitely enjoying every little bit of it and I have you bookmarked to check out new stuff you post.

Comment on Condemned Spanish apartments advertised to UK buyers by Kaylee Grines

Kaylee Grines — Fri, 07 May 2010 22:23:58 +0000

Damn, awesome website. I actually came across this on Ask Jeeves, and I am happy I did. I will definately be coming back here more often. Wish I could add to the conversation and bring a bit more to the table, but am just absorbing as much info as I can at the moment.

Thank You

Comment on employment contracts by Rebekah Byrer

Rebekah Byrer — Sun, 02 May 2010 18:06:53 +0000

hello it is my first reply on this blog and at first I would like to thank for the great information, which I found in this and all previous posts , it really helped me a lot. I will definitely add this website on my rss reader Also, I would like to ask – don’t you mind if I will quate some information from your blog because I am writing articles for the Bukisa, Ezine and other articles directories (this is my part time job)? It would really help me with some of mine articles. Of course, I will mention your website name or URL (not all articles directories allows URL’s , so I can’t 100% promise that you will get a direct link to your website).

Comment on Bank repossessions in Spain by Donnell Brinks

Donnell Brinks — Wed, 14 Apr 2010 08:36:37 +0000

I feel I should say, I absolutely love your blog. Maybe you could let me know how I could keeping up to date with it.

Comment on Ryanair creates a new base on the Costa del Sol by Michell Brutsch

Michell Brutsch — Wed, 14 Apr 2010 08:26:51 +0000

I must say, I enjoy your blog. Maybe you could let me know how I can go about keeping up to date with it.

Comment on Bank repossessions in Spain by Clarence Vala

Clarence Vala — Wed, 14 Apr 2010 07:11:00 +0000

thanks lots, I have to say your website is amazing!